Pioneer Mortgages

Making the process of buying your next property as simple as possible.

Talk to an experienced broker
Pioneer Mortgages will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

Who is my data shared with?
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

How long do you keep my data for?
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact

What are my rights?
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office:

Alison from Pioneer provided excellent advice and guidance while finding and arranging the right mortgage for me. I would recommend Alison’s services to anyone looking for mortgage advice.

First Time BuyerExcellent Service

Paul has been amazing throughout our mortgage application, we would never have been able to get our new home without his help, support and expertise.

Alison was also a massive help regarding life insurance details and the whole process was super quick and hassle free.
Thank you for everything!

Jemma and GaryMortgage Applicant

Thanks to Alison and her team for all their help, as a first time buyer they left me with no worries or concerns. Alison kept me updated all the way through the process. No hesitation in recommending them.

First Time Buyer

Gail Bailey has been brilliant throughout our house purchase. We are first time buyers and she has helped make the process applying for our mortgage so smooth. She has always been available by email and phone for any queries we had throughout. We would recommend her to anyone, absolutely fantastic! Thank you so much Gail!

House BuyerGail Bailey has been brilliant…

Alison Doran was amazing all through my application, from start to finish, she was always at the end of the phone to help with any queries,
I have, and will continue to recommend Alison and Pioneer mortgages to my family and friends, A1 service.

Help with applicationAlison Doran was amazing...

Gail and Alison have been very helpful, answering every question I had. They go above and beyond to solve every problem and always respond very quickly.
I cannot thank them enough and highly recommend Pioneer mortgages.

Above and beyond

Quick and efficient service from Gail and team for a re-mortgage to seek a better rate. Sorted and and to a fantastic rate shaving time off the repayment period and saving us some cash.


As first time buyers this process was new to both of us but Gail ensured we understood every step of the way and was open and honest with all questions/queries we had. She replied promptly via email and we conducted a zoom call to go over important details (due to restrictions). She handled everything professionally and with great knowledge. She allowed us time to go over certain details as well as offering her own advice. Thanks Gail for all your hard work. Highly recommend.

First Time BuyerProfessional and knowledgable

Just renewed our mortgage with Gail (she did our initial mortgage on our first house, then when we moved into our new house 5 years ago). Gail is friendly, professional and extremely knowledgeable regarding mortgage types, rates, lenders and so much more. She provides all the available offers and provides time for you to make an informed decision which makes all the difference when using an important service such as this. Thank you Gail!

Mortgage Renewal

A huge thank you to Gail for making what could have been a painful process the easiest and quickest re-mortgage ever! We are so happy, she listened to our needs and not only arranged the right mortgage for us but she also took the pain of searching for life insurance and critical illness cover. Many thanks Gail, we will definitely be back in 2 years

Re-mortgageThank you Gail!

Gail did a fantastic job for us in securing the cheapest mortgage we could get, making sure we had all the right documentation and keeping us on track for a quick sale.
She was always very responsive to messages and very friendly in her communications.
Highly Recommended!

Home Mover

I used Gail Bailey for my recent re-mortgage and then new house purchase. Fantastic and efficient. Kept me informed at all stages. Would highly recommend.

Remortgage & new house purchase

Welcome to Pioneer Mortgages

Mortgage and protection specialists based in Formby working with clients across the Northwest and UK.

Whether you are embarking on your first property purchase, re-mortgaging, or looking at starting a property portfolio as a landlord, we understand the concept can seem somewhat daunting.

That’s why our team of experienced mortgage brokers will take you through the process step by step to ensure you know exactly where you are, what’s available and what’s required at every stage.

We can provide free initial consultation in our office, or remotely from the comfort of your home or place of work – we can deal with your enquiry face to face, over the telephone, via e-mail and virtually.

About Us

The Pioneer Difference

Pioneer Mortgages strive to deliver a straightforward, high-quality advice and recommendation service, without the jargon or fuss.

Our aim is to create a new style of mortgage culture that brings the excitement back into owning a property. We don’t want our clients to see this as “the most stressful thing they can do”, we want you to enjoy this journey. All of our clients are at the forefront of what we do; we work for you and in your best interests.

We search the whole of the market to find our clients the most suitable solution based on their individual circumstances.

We are committed to keeping pace with the ever-evolving market place so offer you both virtual and face to face meetings. The entire process can be completed via phone or email. All of our specialists are flexible and can accommodate your busy lifestyle. Just give us a call and we can fit in around you.

PRACTICAL         TAILORED          TRUSTED           ADVICE


Your home may be repossessed if you do not keep up repayments on your mortgage 

We do charge a fee for mortgage advice; a fee of £495 for new clients and £295 for existing clients.

Talk to Pioneer Mortgages today on 01704 338899 or email us at

    Pioneer Mortgage and Protection Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Registered Number 968592.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    How we can help