New Build

The purchase of a new build property can be a fairly straightforward process, however being able to discuss the variety of options available to raise the funds for the purchase can be beneficial and provide insight to more affordable options.

Like any mortgage, the process can seem daunting so the team here at Pioneer want to work with you to make your mortgage journey as smooth as possible.

We will look to provide the most appropriate options available to suit your needs and ensure we explore all incentives on offer for new build properties, including the Government Help to Buy scheme, part exchange, and various shared equity schemes that can help you buy a bigger home than you might have thought possible.

We will also keep you, your solicitor and developer informed at every step of your purchase, so you have the peace of mind that everything stage is being completed and all parties are working together to make your dream home a reality.

There are several options available to those looking to purchase a New Build home, including the Help to Buy Affordable New Build scheme, which allows you to buy a home with as little as a 5% deposit. The benefit of this scheme is that it enables you to retain 100% ownership of your home, whilst receiving a 20% equity loan from the government.

 ‘Your home may be repossessed if you do not keep up repayments on your mortgage’