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What is a green mortgage?

There is an increasing number of green mortgages becoming available, but 63%* of mortgage advisers reveal their clients have never heard of a green mortgage.

So, what is a green mortgage?

Around two-thirds,* of owner-occupied homes have an EPC (energy performance certificate) rating of Below C meaning they have a lot of work to be done to reduce their carbon emissions and improve their rating. Green mortgages are a way to incentivise homeowners to reduce their EPC Rating by offering them a reduced interest rate or a higher loan amount.

Read more about Green mortgages here: What are green mortgages & how will they revolutionise home energy efficiency? – World Green Building Council (

*As stated by Mortgage strategy November 2022

*As stated by Mortgage strategy November 2022

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